Saturday, July 30, 2016

Five Maintenance Procedures Your Car Cannot Do Without

People tend to hop into their cars without thinking about all of the things that could be going wrong under the hood. However, you can’t understate the importance of keeping your car in tip-top shape. Kurt's CARSTAR Collision Center in Maryville, Illinois, as high quality auto repair professionals, want you to know about these five auto service items you should not skip.

Oil Changes

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Oil is the lifeblood of a healthy car. Most people know that they have to change the oil every 3,000 miles, but don’t forget that you should also examine your oil level every 1,000 miles just to make sure that everything is as it should be.

Keep your oil changed. It's the easiest thing to overlook and ignore but the most crucial thing you can do. We at Kurt's CARSTAR Collision Center see a lot of worn engine parts because of the lack of oil changes.

Tire Maintenance

Properly maintained tires improve your vehicle's steering, stopping, and traction. Tire pressure should be set to the manufacturer’s specifications, which can usually be found in the owners' manual, on a sticker inside fuel filler door, or on the door well of the driver's side door.

It’s vital that you keep your tires inflated to the pressure that is suggested by the manufacturer of the automobile. Proper inflation keeps your tires wearing correctly. Over- or under-inflated wears tires out faster, can adversely affect fuel consumption, and present a safety hazard. Get your tires rotated and balanced every 6,000-8,000 miles and get the alignment checked at least once a year to make sure there aren't suspension problems.

Fluids

Checking the other fluids in your vehicle is also very important. Of course, we have already covered how you need to have the oil changed regularly. When you do that, also check all of the fluids including the transmission fluid, brake fluid, and coolant. Flush the transmission fluid around every 50,000 miles.

Brake Check

A brake inspection ought to be part of your vehicle’s ongoing regular maintenance to guarantee safety and reliability. Have your brakes checked out at least once per year or more often if you experience grinding, vibrations, or shaking when you brake. Regardless of the vehicle, brakes usually have to be replaced every 20,000-30,000 miles.

Scheduled Maintenance

Failing to adhere to the manufacturer’s recommended maintenance schedule could lead to loss of warranty coverage, breakdowns, poor fuel economy, and an increased cost of ownership in the long run. Having an authorized professional examine your vehicle according to these schedules is an opportunity to catch issues before they get you stuck or turn into bigger repairs.

Build a connection with an auto body shop. Jumping from shop to shop might save a few dollars on particular jobs, but in the end the only one who will have any responsibility for the state of your car will be you. Having a reliable auto body shop you trust means you having somebody looking under the hood for any possible problems on a regular basis. A good mechanic, who is familiar with your needs, your expectations, and your vehicle, will help you make the most of your car.

If you reside in Maryville, Collinsville, Troy, Glen Carbon, or Highland, Illinois and don't already have a regular auto body mechanic, think about taking the car to Kurt's CARSTAR Collision Center. They help countless drivers like you keep their vehicles in top performance shape.

Avoiding Staged Auto Body Claims

Staged auto body accidents are increasing, endangering the lives and boosting the car insurance rates of innocent motorists who may unwittingly think they're at fault. Questionable claims from staged accidents increased 46.3 percent from the year 2007 through 2009, according to the National Insurance Crime Bureau, or NICB, a nonprofit agency in Des Plaines, IL, funded by 1,100 property and casualty insurance companies nationwide to fight auto insurance fraud and automobile theft. Here are some ideas from Kurt's CARSTAR Collision Center in Maryville, Illinois based on facts from the NICB. If you've got an auto body accident in Maryville, Edwardsville, Troy, Collinsville, Glen Carbon, or Highland, Illinois, you will be glad that you were prepared with this important auto body repair information.

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Auto insurance fraud added $4.8 billion to $6.8 billion to auto injury claim payments in 2007, according to the Insurance Research Council's November 2008 study "Fraud and Buildup in Auto Injury Insurance Claims: 2008 Edition." NICB investigations in Florida, New York, and California revealed sophisticated, multistate rings that included the staged accident participants as well as doctors, chiropractors, lawyers, and even auto body shop owners that benefited from the car insurance scam.

Multiple claims for one accident

One common element runs though the majority of staged accidents. The "victim" vehicle will contain 3 or 4 passengers who will file medical claims against the victim's auto insurance company along with a car damage claim. Stagers often target young women and older adult drivers as they enter or exit a shopping mall or parking garage. If you are talking on a cell phone or appear otherwise distracted while driving, you are a perfect mark.

There'll be someone sitting there at the curb and you pull up and they'll wave you on by. The next thing you know, you're getting blocked and then getting clobbered. Do not always assume that it was an accident; it may very well have been intentional.

Avoiding a staged accident

Here are six tips from Kurt's CARSTAR Collision Center on how to avoid becoming a victim of a staged accident:
  • Avoid tailgating. Recognize the "swoop and squat" situation in which a motorist suddenly swoops in front of you then slams on their brakes, and leave plenty of distance between you and the car in front of you in case the driver slams on his brakes.
  • Call the cops even if damage is minimal. A Maryville, IL police report will make it more difficult for a stager to intentionally damage their car later to collect a bigger claim against your car insurance company.
  • Grab a camera or use your cell phone to photograph everything and everybody at the scene. Pay extra attention to the number of people in the other car and the harm to both cars.
  • Be wary of passers-by who just happen to arrive on the scene, especially if they offer to point you to a physician, lawyer, or tow-truck company. They may be part of the scheme.
  • Avoid tow-truck drivers that you didn't summon. They are often part of this auto insurance con.
  • Be wary of doctors who insist that you file a personal injury claim following an accident, particularly if you aren't hurt.
Although auto body fraud is a very real concern, lots of auto body accidents are nothing more than accidents. In either case, consider taking your car to Kurt's CARSTAR Collision Center, which serves the people of Maryville, Edwardsville, Troy, Collinsville, Glen Carbon, and Highland, Illinois.

Tuesday, July 26, 2016

Finding The Best Place For Auto Body Repair

If you have been in a car accident, it’s crucial that you know that auto body shops only sometimes have your interests in mind. Sadly, some auto body shops will routinely downplay claims, minimize auto repair costs, use cheap parts, or even neglect to fully repair problems. These practices can devalue your vehicle and give you even worse problems down the line.

Here are a few basic principles from Kurt's CARSTAR Collision Center in Maryville, Illinois on things to look for when selecting an auto body shop, and tips on how to be an active participant in your car’s auto body repair to make sure that it comes out looking fantastic and costing you only what is necessary.

Research Before You Repair

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Angieslist.com, Yelp.com, and Google reviews are useful sources to get a feeling of an auto body shop’s quality according to customer reviews, but take the online reviews with a grain of salt. You will want to pay attention to well written, thought out reviews – not nasty one-liners, since even the best businesses can end up with an unsatisfied customer from time to time. You might also be able to find discussion forums specific to your vehicle’s make and model where forum members can suggest good auto body shops near your home.

Choose an Auto Body Shop with a Warranty

Some auto body shops offer their own independent warranties on their repairs for fit, finish, functionality, and overall quality. Request to see their warranty and ask some questions relating to it prior to agreeing to do business with a given auto body shop and make sure it doesn’t have a time frame. A good auto body shop will provide a lifetime warranty. Kurt's CARSTAR Collision Center offers such a warranty for the people of Maryville, Collinsville, Troy, Glen Carbon, and Highland, Illinois.

Keep Your Existing Manufacturer Warranties Intact

Ask your chosen auto body shop if any mechanical repairs will nullify or alter any existing warranties you might have on your new or recently purchased car. Factory warranties on engines and accessories may be compromised if your car needs mechanical repairs following a collision, so be sure your car’s factory warranty isn’t being compromised with aftermarket parts, or repairs that otherwise are not manufacturer-approved.

If your insurance provider is trying to “mandate” aftermarket or used parts that will void your factory warranty, demand that the insurer provide you with a written warranty identical to your factory warranty. Nine times out of ten they’ll just pay for original parts, rather than giving you the runaround.

Get More Than One Estimate

It is best to get estimates from a number of different auto body shops. After your first estimate, show their estimate to the second shop and the third shop, and ask how they match up against the first auto body shop’s quote. You could find that one or the other is skipping over some important items. Do not simply compare the final estimated cost, since one auto body shop might be quoting for an entirely different method of repair than the other. You’ll want an auto body shop that's both thorough and friendly.

Do Not Be Willing To Settle

Do not settle for anything less than totally new factory-original parts for your vehicle, and be sure to let the auto body shop know it. Of course, there are some jurisdictions where auto body shops can opt to utilize aftermarket or used parts, but those are generally not the way to go. Look at the work closely to make sure that your vehicle was restored to original condition by the parts used, or you have the right to ask for new parts. The shop managers should have no doubt that you are not willing to settle and that you want nothing but top-quality work. If you do not tell them that you won’t settle, there might be shoddy work done on your vehicle. That is why you need to look for qualities like thoroughness and friendliness in every auto body shop you consider.

Make Sure Everything Is Written Down

It used to be that you could trust people to live up to their word. Sadly, that’s just not the case anymore. There are key phrases that insurance adjusters and auto body shop people like to throw around like “totally cover the rental car,” “restore your vehicle to pre-accident condition,” and even “pay for everything.” Those words sound really great, but you will want to make sure that those kinds of things are all in writing. If you are talking to an insurance adjuster over the phone, follow up with an email so that you have a written record of what was promised by all parties involved. That will also make sure that everything is clear for everyone so all parties are on the same page. If you end up having to appeal a decision or call someone out for a broken promise, you will be glad that you got it all in writing.

These are just a few of the precautions that you should take whenever it comes to your next car repair. After all, your car is the second-largest investment you will make after your home, why not ensure that it’s fixed right? If you have any more questions regarding auto body repair or would like an estimate, contact Kurt's CARSTAR Collision Center in Maryville, Illinois to get the answers you need.